Szepessyné dr. Bakó Imola Közjegyzői Irodája

Andrássy út 76. 1. em. 2. ajtó, 1062, Budapest, Magyarország
Active
VAT 32162002-1-42
Reg. no. 01-21-000071
Established 12/13/2022

Deep grade for the year 2025

Company deep grade is:

AA+

High

Excellent ability to meet financial obligations, very low credit risk

A credit rating of AA+ places a business entity in a very high credit rating, which indicates exceptional stability and financial strength. Companies with this credit rating are characterized by an excellent ability to settle their liabilities and thus reduce credit risk. These companies demonstrate a high level of solvency and efficiency, which makes them very reliable business partners.

Companies with  an AA+ credit rating  are stable and adapt perfectly to changes in the market and economic challenges. Although they may be exposed to certain changes in the market or industry, their financial situation allows them to effectively overcome challenges and maintain stability in the long term.

This rating indicates a high level of trust and confidentiality in doing business with such companies. Companies with an AA+ rating provide a safe and stable business flow, which makes them attractive partners in all business relationships.

A credit rating of AA+ places a business entity in a very high credit rating, which indicates exceptional stability and financial strength. Companies with this credit rating are characterized by an excellent ability to settle their liabilities and thus reduce credit risk. These companies demonstrate a high level of solvency and efficiency, which makes them very reliable business partners.

Companies with  an AA+ credit rating  are stable and adapt perfectly to changes in the market and economic challenges. Although they may be exposed to certain changes in the market or industry, their financial situation allows them to effectively overcome challenges and maintain stability in the long term.

This rating indicates a high level of trust and confidentiality in doing business with such companies. Companies with an AA+ rating provide a safe and stable business flow, which makes them attractive partners in all business relationships.

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An in-depth credit rating is a more detailed insight into a company's operations, where we can see the business performance for each indicator, which is the basis for the rating score. We have to deal with companies that have the majority of raids in the red part of the table very carefully, while companies that have most raids in the green part do not pose a safe risk in business and can be interpreted as being able to settle their obligations to you.

Show metodology
In-depth business analisys
Liquidity ratio

Value

Grade

Formula

Ratio score

Liquidty ratio 3.82
AAA
Current assets
Short-term liabilities
20
Ratio of reduced liquidity 3.82
AAA
Monetary assets
Short-term liabilities
20
Solvency ratio

Value

Grade

Formula

Ratio score

Ratio coverage of fixed assets 19.74
AAA
Capital
Fixed assets
20
Coverage ratio of property 19.74
AAA
Long-term capital
Real assets
20
Inventory coverage by NOK 100.00
AAA
NOK
Supplies + AVR
20
Racial coverage of working property by NOK 0.74
AAA
NOK
Current liabilities
20
Debt ratio 0.34
AA
Total liabilities
Capital
18
Raised interest coverage through earnings 100.00
AAA
EBIT
Paid interest
20
Efficiency ratio

Value

Grade

Formula

Ratio score

Turnover ratio of business assets 3.53
AAA
Sales revenue
Average business assets
20
Turnover ratio of fixed assets 137.18
AAA
Sales revenue
Average fixed assets
20
Capital turnover ratio 4.72
AAA
Sales revenue
Average equity
20
Turnover ratio of working assets 3.62
AAA
Sales revenue
Average current assets
20
Inventory turnover 100.00
AAA
Sales revenue
Average supplies
20
Ratio of trade receivables from customers 47.19
AAA
Sales revenue - external
Average accounts receivable
20
Liabilities turnover ratio towards suppliers 2.88
AA-
Total purchases
Average accounts payable
17
Profitability ratio

Value

Grade

Formula

Ratio score

Gross profit margin 1.00
AAA
Gross operating profit
Sales revenue
20
Net profit rate of business gain 0.19
A-
Net operating profit
Sales revenue
13
Net profit margin ratio 0.12
BBB+
Net gain
Sales revenue
10
Ratio of gross profit margin 0.12
BBB
Net profit + Interest expenses * (1 - Tax rate)
Sales revenue
9
ROA 0.43
AAA
ND + TK * (1 - SP)
Average assets
20
ROE 0.58
AA-
Net gain
Average net equity
17

Credit rating scale

Blockade

No. of blockades in last 60 days

0

No. of blockades in last 12 months

0

Total number of days in block

0

Last blockade: -
No. of blockades in last 60 days

0

No. of blockades in last 12 months

0

Total number of days in block

0

Last blockade: -

The summary shows the number of ongoing court proceedings, the number of hearings, and the number of concluded proceedings.

Number of court publication (Defendant)

0

Number of trials in progress
0
Number of hearings
0
Number of finished trials
0
Number of court publication (Defendant)

0

Number of trials in progress
0
Number of hearings
0
Number of finished trials
0